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Currency & Payment
Travel Preparation Guide · Money

Currency & Payment

Exchange rates fluctuate daily. Check current rates locally.

Local Currency Overview

Currency type, banknotes, and coin denominations

Verified Last verified: September 26, 2026 Sources
1/8

Ethiopia uses the Ethiopian birr (ETB), divided into 100 santim. The birr is a closed currency that circulates only inside the country, so you cannot easily obtain it abroad or take it out. Cash is still central to daily life, especially outside Addis Ababa, so plan to carry birr for most everyday purchases.

Currency
Ethiopian birr (ETB)
Subunit
100 santim
Note
Closed currency, cash-based
  • The birr circulates only within Ethiopia
  • Cash is central, especially outside the capital

Currency Exchange Tips

Best places and methods to exchange money

Verified Last verified: September 26, 2026 Sources
2/8

Because the birr is a closed currency, most travellers bring US dollars and exchange them on arrival. Use authorised outlets such as banks, the airport and hotel exchange desks, and avoid unofficial street changers. Keep your exchange receipts, as they can be needed to convert any leftover birr back before you leave.

Bring
US dollars to exchange
Where
Banks/airport/hotels
Keep
Exchange receipts
  • Change money only at authorised outlets, not on the street
  • Receipts may be needed to reconvert birr when leaving

Credit Card Acceptance

Card brand availability and usage tips

Verified Last verified: September 26, 2026 Sources
3/8

Card acceptance in Ethiopia is limited. Major hotels, some airlines and a few upmarket restaurants and shops in Addis Ababa may take Visa or Mastercard, but many places are cash only. Do not rely on cards for everyday spending, and always keep enough birr in cash, especially outside the capital.

Acceptance
Limited
Where
Major hotels, some shops
Advice
Keep enough cash
  • Many places are cash only; cards are not widely usable
  • Card acceptance is mostly in Addis Ababa and larger hotels

ATM Usage

How to withdraw cash and associated fees

Verified Last verified: September 26, 2026 Sources
4/8

ATMs are available in Addis Ababa and larger towns, often at banks and hotels, but acceptance of foreign cards can be inconsistent and machines may run out of cash. Withdrawal limits per transaction can be low. Bring a backup card and enough US dollars to exchange, and do not rely on ATMs as your only source of cash.

Where
Cities and larger towns
Foreign cards
Acceptance varies
Tip
Bring a backup + cash
  • Machines may run out of cash or reject foreign cards
  • Per-transaction withdrawal limits can be low

Mobile & Digital Payments

Digital payment services available locally

Verified Last verified: September 26, 2026 Sources
5/8

Mobile money has grown quickly in Ethiopia, with telebirr widely used by residents for transfers and payments. However, these services generally require a local phone number and account, so they are hard for short-term visitors to use. Plan to rely mainly on cash, and treat mobile payment as something locals use rather than tourists.

Service
telebirr widely used
Access
Needs local number
Visitors
Rely on cash
  • telebirr and similar apps usually need a local account
  • Short-term visitors will mainly use cash

Tipping Culture

Expected tipping amounts and etiquette

Verified Last verified: September 26, 2026 Sources
6/8

Tipping is increasingly common in Ethiopia, especially in tourism. In restaurants a small tip is appreciated, and guides and drivers are often tipped at the end of a tour or trip. Keep small birr notes handy for tips and for services like porters. Amounts are modest and up to you; tipping is a thank-you rather than an obligation.

Restaurants
Small tip appreciated
Guides/drivers
Commonly tipped
Cash
Small birr notes
  • Guides and drivers are usually tipped at the end
  • Keep small notes for tips and porters

Price Guide

Average costs for meals, transport, and accommodation

Verified Last verified: September 26, 2026 Sources
7/8

Everyday costs in Ethiopia are generally low by international standards, with local meals, coffee and public transport being inexpensive. Prices are higher for imported goods, international-standard hotels and organised tours. Costs also vary between Addis Ababa and rural areas. Prices can change with inflation and exchange rates, so treat any figures as a rough guide.

Local meals
Generally inexpensive
Higher cost
Imports/tours/top hotels
Note
Prices can shift
  • Costs differ between the capital and rural areas
  • Inflation and exchange rates affect prices

VAT Refund

VAT refund eligibility and procedures

Verified Last verified: September 26, 2026 Sources
8/8

Ethiopia applies value-added tax (VAT) to many goods and services, but there is no widely available tourist VAT-refund scheme like those in some other countries. In practice, visitors should not expect to reclaim VAT on shopping. Keep receipts for your own records, and check official sources if you have a specific query.

VAT
Applies to many items
Tourist refund
Not widely available
Advice
Do not rely on refunds
  • No broad tourist VAT-refund scheme in practice
  • Keep receipts and check official sources for specifics

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