Currency & Payment

The currency is the Moroccan dirham (MAD, symbol DH or درهم), divided into 100 centimes. The dirham is a closed currency, so there are reported limits on taking it in and out of the country; check current rules before you travel. Carry small notes and coins, as the medina, taxis and small shops rely on cash.

Exchange money at banks or authorized bureaux de change, and keep your receipts, as they may be needed to convert leftover dirhams back before you leave. Rates in town can be better than at airports or hotels, so it is worth comparing. Euros and US dollars are the easiest foreign currencies to change.

Cards are accepted at hotels, larger restaurants and shops in cities and tourist areas, with Visa and Mastercard the most common. However, the souk, small vendors, taxis and many stalls in the medina are cash only. Carry enough dirhams in cash for everyday spending, especially in markets.

Local mobile wallets exist but are aimed at residents and generally need a local account or number, so they are hard for short-term visitors to use. Travelers rely mostly on cash and cards. Contactless card payments are growing in cities and larger venues, but the souk and small shops still expect cash.

Tipping is customary and appreciated. In cafes and restaurants a small tip, from rounding up to roughly 5-10%, is common if service is not already included. Small tips are welcome for porters, guides and parking attendants. Keep small notes and coins handy so you can tip easily throughout the day.

Morocco is affordable overall. Street food, local eateries, shared taxis and simple riads are cheap, while upscale riads, guided tours and private drivers cost more. Bargaining is part of the culture in the souk, so browse, compare and haggle politely before agreeing on a price.

A tax-refund scheme for visitors may exist, but eligibility, minimum spend and procedures can change over time. Do not assume every purchase qualifies. If a refund matters for a large buy, ask the retailer whether they participate and check current rules with the relevant authorities before you pay.