Currency & Payment

Uganda uses the Ugandan shilling (UGX, USh). In practice prices are quoted in whole shillings, as there are no everyday subunit coins in circulation. Cash is still important, especially outside the main cities, while cards and mobile money are common in urban areas. US dollars in cash are also widely used for items such as safari and gorilla trekking permits.

You can change money at banks and licensed forex bureaus in Kampala, Entebbe and other towns; rates at bureaus are often competitive. US dollars are the easiest foreign currency to exchange, and newer, larger-denomination notes in good condition usually get better rates. Keep exchange receipts and count your money before leaving the counter.

Credit and debit cards are accepted at hotels, larger shops, safari lodges and many restaurants in urban areas, with Visa the most widely accepted and Mastercard also common. Outside the cities and at small vendors, acceptance drops sharply and cash is the norm. A card surcharge may apply, so always carry enough shillings for smaller purchases.

ATMs are widely available in Kampala, Entebbe and other towns, and many dispense Ugandan shillings to international Visa and Mastercard holders. ATMs can be scarce in rural and remote areas, so withdraw enough cash before heading out on safari or to national parks. Use ATMs at banks or in secure locations and be aware of withdrawal fees and limits.

Mobile money is extremely widely used in Uganda, with MTN MoMo and Airtel Money the leading services for payments, transfers and topping up. Many small shops, transport and services accept mobile money, and agents are found almost everywhere. Visitors can register a local SIM to use these services, which is often more convenient than cards for everyday spending.

Tipping is common and appreciated in Uganda, especially in tourism. It is customary to tip safari guides, drivers and trackers, often in US dollars, and to leave something for restaurant and hotel staff. In restaurants a service charge may be added, but a small extra tip for good service is welcome. Tipping is discretionary and reflects the service you received.

Everyday costs in Uganda can be modest, especially for local food, markets and public transport, while safaris, gorilla trekking permits and upmarket lodges are the biggest expenses for many visitors. Local street food and matoke-based meals are inexpensive, whereas imported goods and tourist-oriented services cost more. Carry small denominations for markets and transport, and budget separately for permits and tours.

Uganda charges value added tax (VAT) on many goods and services, and it is usually included in the displayed price. There is no widely available tourist VAT refund scheme for ordinary shopping, so most visitors cannot reclaim VAT on purchases. Rules can change, so check with the Uganda Revenue Authority for the current position if you make significant purchases.