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Currency & Payment
Travel Preparation Guide · Money

Currency & Payment

Exchange rates fluctuate daily. Check current rates locally.

Local Currency Overview

Currency type, banknotes, and coin denominations

Verified Last verified: September 26, 2026 Sources
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The Republic of Ireland uses the euro (EUR, €), divided into 100 cent. Note that Northern Ireland, which is part of the UK, uses the pound sterling, so do not confuse the two if you cross the border. Cards are widely used, but it is handy to keep some cash for small purchases.

Currency
Euro (EUR, €)
Subunit
100 cent
Note
Northern Ireland uses GBP
  • The Republic of Ireland is in the eurozone
  • Northern Ireland (UK) uses the pound sterling

Currency Exchange Tips

Best places and methods to exchange money

Verified Last verified: September 26, 2026 Sources
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If you already have euros there is often little need to exchange money in Ireland. When you do need cash, withdrawing from an ATM usually gives reasonable rates. Bureaux de change exist at the airport and in cities, but rates and fees vary. Compare before exchanging larger amounts.

Best option
ATM withdrawal
Bureaus
Airport/cities
Tip
Compare rates/fees
  • If you already hold euros, exchange may be unnecessary

Credit Card Acceptance

Card brand availability and usage tips

Verified Last verified: September 26, 2026 Sources
3/8

Cards are widely accepted across Ireland, and contactless payment is the everyday norm. Visa and Mastercard are taken almost everywhere, and mobile wallets such as Apple Pay and Google Pay are common. Revolut is very widely used locally. A reliable card covers most situations, though a little cash is handy in small or rural spots.

Acceptance
Widely accepted
Contactless
Everyday norm
Wallets
Apple/Google Pay, Revolut
  • Visa/Mastercard taken almost everywhere
  • Keep some cash for small or rural venues

ATM Usage

How to withdraw cash and associated fees

Verified Last verified: September 26, 2026 Sources
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ATMs are widely available in Irish towns and cities, at banks, shops and the airport. Withdrawals with a foreign card usually give a fair rate, but watch out for your bank’s foreign-use fees. Always decline home-currency conversion (DCC) at the machine to get the better exchange rate.

Availability
Widely available
Fees
Check foreign-use
Tip
Decline DCC
  • Check your bank’s foreign withdrawal and ATM fees in advance

Mobile & Digital Payments

Digital payment services available locally

Verified Last verified: September 26, 2026 Sources
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Mobile payments are common in Ireland. Apple Pay and Google Pay work at most contactless terminals, so you can pay by phone or watch in shops, cafes and on public transport where supported. Revolut is very widely used locally for payments and splitting bills. Set up your mobile wallet before you travel for a smooth experience.

Wallets
Apple/Google Pay
Local
Revolut widely used
Where
Most contactless terminals
  • Set up your mobile wallet before you travel

Tipping Culture

Expected tipping amounts and etiquette

Verified Last verified: September 26, 2026 Sources
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Tipping in Ireland is appreciated but not obligatory. In restaurants with table service, around 10% is common if you are happy with the service, though some bills already include a service charge, so check first. In pubs, tipping for drinks at the bar is not expected. Rounding up for taxis or leaving small change is a friendly gesture.

Restaurants
Around 10%
Obligatory
No
Check
Service charge on bill
  • No tip expected for drinks at the bar
  • Round up for taxis as a friendly gesture

Price Guide

Average costs for meals, transport, and accommodation

Verified Last verified: September 26, 2026 Sources
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Ireland tends to be on the expensive side, and prices are highest in Dublin, especially for accommodation, dining out and drinks in tourist areas. Costs are generally lower in smaller towns and rural areas. Budgeting a little extra for the capital and booking accommodation early can help. Prices vary by season and location, so treat any figures as a rough guide.

Overall
On the higher side
Dublin
Most expensive
Rural
Often cheaper
  • Book Dublin accommodation early to manage costs
  • Prices vary by season and location

VAT Refund

VAT refund eligibility and procedures

Verified Last verified: September 26, 2026 Sources
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Non-EU residents can often reclaim VAT on eligible goods bought in Ireland under the Retail Export Scheme (Tax Free shopping). Ask the retailer for the paperwork or a digital tax-free form at purchase, and get it validated when you leave the EU. Minimum spend, conditions and processing fees may apply, so check the details before you shop.

Eligible
Non-EU residents
Scheme
Retail Export / Tax Free
Validate
When leaving the EU
  • Ask the retailer for a tax-free form at purchase
  • Minimum spend and processing fees may apply

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