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Currency & Payment
Travel Preparation Guide · Money

Currency & Payment

Exchange rates fluctuate daily. Check current rates locally.

Local Currency Overview

Currency type, banknotes, and coin denominations

Verified Last verified: September 26, 2026 Sources
1/8

The currency is the South African rand (ZAR, symbol R), divided into 100 cents. Notes come in R10 to R200 and coins in cents up to R5. Keeping a mix of small notes and coins makes everyday payments and small tips easier.

Currency
South African rand (R, ZAR)
Subunit
100 cents
Tip
Carry small notes
  • Notes range from R10 to R200; coins go up to R5

Currency Exchange Tips

Best places and methods to exchange money

Verified Last verified: September 26, 2026 Sources
2/8

Exchange money at banks, bureaux de change or the airport, and keep your receipts. Compare rates and fees before changing larger amounts. Cards and ATMs are widely used, so you may only need modest cash on arrival.

Where
Banks, bureaux, airport
Rates
Compare fees
Cash
Keep receipts
  • Cards and ATMs cover most needs

Credit Card Acceptance

Card brand availability and usage tips

Verified Last verified: September 26, 2026 Sources
3/8

Cards are widely accepted in cities, supermarkets, restaurants and hotels, with Visa and Mastercard the most common. Contactless is common. Still keep some cash for markets, informal vendors, parking and rural areas where card acceptance can be limited.

Accepted
Cities, supermarkets, restaurants
Networks
Visa, Mastercard
Cash
Markets, rural areas
  • Contactless is common in urban areas

ATM Usage

How to withdraw cash and associated fees

Verified Last verified: September 26, 2026 Sources
4/8

ATMs are widespread, but be careful of crime around them. Use machines inside banks, malls or well-lit, busy places, and decline offers of help from strangers. Card skimming can occur, so cover the keypad and watch for tampered card slots.

Availability
Widespread
Use
Inside malls, banks
Risk
Crime, skimming
  • Refuse help from strangers at ATMs
  • Cover the keypad and check the card slot

Mobile & Digital Payments

Digital payment services available locally

Verified Last verified: September 26, 2026 Sources
5/8

Local QR wallets such as SnapScan and Zapper are used at many cafes and shops, though they usually work best with a local setup. For most travelers, contactless cards are the simplest option and are widely accepted in cities and larger venues.

Local apps
SnapScan, Zapper
Visitors
Contactless cards
Coverage
Best in cities
  • Local wallets suit residents more than visitors

Tipping Culture

Expected tipping amounts and etiquette

Verified Last verified: September 26, 2026 Sources
6/8

Tipping is customary. In restaurants around 10-15% is usual if service is not already included. Petrol attendants and informal parking helpers (car guards) also expect a few rand. Keep small notes and coins handy for these everyday tips.

Restaurants
~10-15% if not included
Car guard
A few rand
Petrol
Small tip to attendant
  • Keep small notes and coins for tips

Price Guide

Average costs for meals, transport, and accommodation

Verified Last verified: September 26, 2026 Sources
7/8

Prices can feel reasonable, especially for local food and casual dining. Tourist activities, safaris, wine estates and imported goods tend to cost more and can vary with the exchange rate. Budget more for guided tours and upmarket lodges than for everyday meals and transport.

Affordable
Local food, casual dining
Higher
Safaris, imported goods
Varies
With exchange rate
  • Guided tours and lodges cost more

VAT Refund

VAT refund eligibility and procedures

Verified Last verified: September 26, 2026 Sources
8/8

South Africa generally offers a VAT refund for tourists on qualifying goods taken out of the country, often processed at the airport. Conditions, minimum amounts and procedures can change, so confirm current rules. Keep your tax invoices and the goods available for inspection when departing.

Refund
VAT on qualifying goods
Where
Often at the airport
Keep
Tax invoices, goods
  • Rules and thresholds can change; confirm before you rely on them

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